It is well-known that insurance companies try to pay out as little as possible. They either deny claims outright or make low settlement offers that don’t cover the claimant’s losses. Some car accident victims even assume that there’s nothing they can do to get fair compensation. However, if you hire an attorney, you’ll be more likely to recover all your losses. Not only will your car accident lawyer assist you in filing your claim, but they will negotiate with the insurance company.
While you can try to negotiate a settlement on your own, you’ll realize the insurance company is not on your side. No matter what the claims adjuster tells you, accepting the first offer is rarely in your best interest. If you don’t hire a car accident lawyer, you could be leaving thousands of dollars on the table. If someone else contributed to your injuries, their insurance company should have to pay.
Why You’ll Want A Lawyer Following Your Greenville Car Accident
When you suffer injuries in an accident, you may be tempted to take whatever the insurance company offers. If you have to take time off work, you’ll be losing out on wages. Also, some injuries are costly to treat so you may have lots of medical bills. Even a small amount of money may seem better than getting none at all. However, when you have an attorney negotiating on your behalf, you’ll have an advantage. Here are some of the reasons an attorney is essential.
Insurance Companies Exist to Make a Profit
Every time an insurance company pays a claim, its profits get lower. That’s why the other driver’s insurer will do everything possible to avoid paying the full value of your claim. They may also look at your claim with glee if you left off some of your losses. You probably don’t know all the damages you can claim. However, your attorney will take the time to get to know you and your circumstances. They will investigate the accident and get a true picture of how it affected you. Only when they are clear on all your current losses and your future losses will they submit a claim.
Insurance Companies Know That You Are in a Vulnerable Position
After your accident, you may be in pain, struggling financially, and quite confused about your situation. You won’t be knowledgeable about personal injury laws or filing a lawsuit. You may, therefore, trust the insurance company to treat you fairly without you having to make a fuss. However, insurance companies will take advantage of you when they realize you don’t know your rights. They may even encourage you to give an oral statement or sign a document that harms your case. Remember, insurance companies negotiate claims every day, but you don’t. That’s why you should never even talk to an insurance adjuster before talking to a car accident attorney in South Carolina.
Insurers Pay More Victims with an Attorney
Most car accident claims are settled out of court through negotiation. However, the threat of going to trial can encourage an insurance company to pay you a fair settlement. If they take the risk of going to court, they may have to pay out even more. While your attorney will work hard to get you a settlement, they can also represent you in the courtroom if necessary. Lawyers gather and present crucial evidence so they can build a strong case. Chances are that when the insurer finds out you have a lawyer, they will make a fairer offer. Car accident attorneys know what is considered reasonable compensation. They won’t advise their clients to take substantially less than they deserve.
Schedule a Free Consultation with an Attorney at Hernandez & Cabra
If you’ve been involved in an accident, one of the most important things you have do is hire an attorney. If you attempt to negotiate a settlement without a Greenville car accident attorney, you may not get enough money to cover your losses. When you work with one of our lawyers at Hernandez & Cabra, we’ll work hard to protect your interests. We won’t let the insurance company take advantage of you. Call us today to schedule a free consultation so we can review your case and give you our legal opinion. Should you decide to hire us, you won’t have to pay anything upfront. We work on a contingency basis, so you only pay when we secure compensation on your behalf. Give us a call today!